Billie is RBZ-recognised and settles via FBC Bank Limited.Read the trust statement →
Payments built for Zimbabwe
Built for Zimbabwean schools.
From a customer paying ZESA on their phone to a school accepting fees online — Billie is the one place to send, collect, and reconcile bills, over the rails Zimbabweans actually use.
Today's payouts
ZWG 0.50
0 transactions · settling to FBC ••6411
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Merchants live
ZWG 012345678901234567890123456789M
Processed in Q2 2026
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90-day uptime
T+1
Settlement via FBC Bank
Trusted by 3,200+ businesses across Zimbabwe
Built to convert
Transform your business operations with our complete payment ecosystem. From secure online checkout to contactless at the till — every rail, every channel, one platform.
Acme Coffee
Invoice INV-00041
Amount due
ZWG 240.00
Due today
Send receipt to
+263 77 ••• 4567
# Think bigger
Born in Zimbabwe, designed to scale. Whether you sell coffee on Robert Mugabe Road or process tuition for ten thousand students, Billie is the one platform that grows with you.
How it works
A 12-minute KYB wizard. We verify against the Companies Registry and ZIMRA, then issue keys.
Hosted checkout, payment links, QR, or full embedded checkout. Zero card data ever touches your servers.
Funds land in your FBC account every business day, with a reconciliation file you can hand straight to your accountant.
One contract. One reconciliation. One reporting view.
Pricing
No setup fees. No monthly fees. Pay only when you get paid. Volume tiers and ZIPIT-only pricing available for high-volume merchants.
Standard
1.5%+ ZWG 0.50
Per successful transaction, all rails included. Settled T+1 to your FBC account in USD or ZWG.
Custom rates from 0.8% for merchants processing > ZWG 1M/month. Talk to sales →
Discounted rate of 0.9% + ZWG 0.50. PVO / school registration required. Apply →
For councils, utilities, telcos pushing bills. ZWG 0.20 per pushed bill. Biller pricing →
For developers
REST, JSON, idempotency, signed webhooks, a sandbox that mirrors production, and SDKs for the stacks Zim devs build on.
// Create a hosted checkout session
const billie = require('@billie/node')('sk_test_••••');
const session = await billie.checkout.sessions.create({
amount: 142_50, // cents (ZWG)
currency: 'ZWG',
reference: 'INV-00041',
customer: { phone: '+263771234567' },
rails: ['ecocash', 'onemoney', 'zipit', 'card'],
success_url: 'https://acme.co.zw/thanks',
cancel_url: 'https://acme.co.zw/cart',
}, { idempotencyKey: 'req_b4f9a' });
res.redirect(session.url);Inter-city bus operator · 18 routes · Harare HQ
Before Billie, we reconciled three mobile-money portals and a bank statement by hand. Now everything settles into one FBC account and pops out as a single CSV at 6am. My accountant got her weekends back.
Tendai Moyo · Finance Director, EagleLine · Read the case study →
Trust & compliance
Billie operates under RBZ recognition with FBC Bank as the settlement institution. Funds are held in segregated trust accounts. KENAC is a POTRAZ-licensed Data Controller and we screen every merchant before they can trade.
A 12-minute application. KYB review within two business days. No setup fees, no monthly fees, no commitment.